Base10 Basics
Start here.
Whether you're brand new to budgeting or just want a reset, in this series walks we'll through the essential steps of building a solid financial foundation. Each post breaks things down in a way that's honest, approachable, and built for real life. Rigid where needed and flexible where possible. Think of it as your step-by-step guide to getting your money in order—without the overwhelm.
Where to Start When You’re Clueless About Money (Step 1: The Budget)
Great wealth is built on a great foundation. The Budget is the cornerstone of that foundation. Where is your money going?
Base10 Finance
Master the Basics Before You Maximize Returns (Step 2: The Essentials)
What do you really NEED to spend your first dollars on? (Hint: It’s not avocado toast)
Base10 Finance
Protect Your Progress (Step 3: The Emergency Fund)
Overlooked and underappreciated. The Emergency Fund should be a top priority, no matter your financial situation.
Base10 Finance
Take The Free Money (Step 4: The Employer Match)
Free 100% return on your money? Yes please.
Base10 Finance
The Enemy of Wealth (Step 5: The Credit Card Debt)
The dangers of Credit Card debt and why it’s best to pay it off as fast as possible.
Base10 Finance
Float, Don’t Freefall (Step 6: The Parachute Fund)
Why 3-6 months of expenses is the ultimate emergency fund and how we can leverage it.
Base10 Finance
Slow Leak, Steady Sink (Step 7: The Moderate Interest Debt)
Moderate Interest Debt. What is it? And how you should (or shouldn’t?!) pay it off.
Base10 Finance
Your Future Self Called (Step 8: The IRA)
Want to save on taxes AND save for retirement at the same time? Let’s chat about IRA’s.
Base10 Finance
Level Up (Step 9: The Investments in Self)
When health and wealth collide. When to hustle, how to relax, and balance in all things.
Base10 Finance
15% for Financial Freedom (Step 10: The Retirement Savings Benchmark)
Are you saving enough for retirement? Let’s answer that question once and for all with a simple rule of thumb. (With adjustments)
Base10 Finance
Optional Steps (Members only)
The Tax-Free Trifecta ([Optional] Step 11: The HSA)
Misunderstood, overlooked, and underappreciated. The HSA may be that last retirement account you’ve been looking for.
Base10 Finance
The Future Fund ([Optional] Step 12: The 529 Plan)
What’s the purpose of wealth? Long term thinking, the importance of education, and the potential to create generational wealth.
Base10 Finance